About Lance Howard
Lance Howard began his career in the employee benefits industry in 1988, working for a national benefits company. In 1991 he became an independent agent and opened his own agency in 1995. Lance expanded his business to include financial services in 2000 and is now considered one of America's premier financial advisors. He focuses on helping seniors and their families reduce taxes, get better returns on their money and protect themselves from stock market risk. He is a nationally known educator and mentor in the financial industry and a member of the Million Dollar Round Table (MDRT) Top of the Table producer. Lance is also a member of the National Association of Insurance and Financial Advisors (NAIFA), California Association of Health Underwriters (CAHU), Kern Association of Health Underwriters (KAHU), the Society of Certified Senior Advisors (CSA) and the National Ethics Bureau (NEB).
Lance earned his Bachelor of Science degree in Business Administration from California State University, Bakersfield. He and his wife Elizabeth have been married since 1987 and have two children.

