Meet Lance


Lance Howard

Lance R Howard is president of Howard Financial, a local financial planning firm founded in 1995.  Named one of the top five advisors nationwide in 2011, by Senior Market Advisor magazine, Lance has helped his clients and their families identify options to reduce taxes and look for opportunities to get a better return on their money since 1991. Lance Howard is a financial advisor who believes that now, more than ever, it is vital to protect the downside when staying invested in the market. Lance emphasizes income planning using a comprehensive and coordinated approach as a key component to successful retirement planning.

A native Californian, Lance graduated from CSUB with a Bachelor of Science degree in Business Administration. He is a member of the Million Dollar Round Table, Top of the Table 2008, 2011, and 2012 and Court of the Table 2009 and 2010. He obtained his Series 65 license for Investment Advisor Representative in 2008. Lance belongs to the National Association of Insurance and Financial Advisors (NAIFA ), California Association of Health

Underwriters (CAHU), Kern Association of Health Underwriters (KAHU) and the National Ethics Bureau (NEB). Lance hosted the “Asset Protection Hour” on KERN-Talk for five years. He believes strongly in the importance of being involved and giving back to the community.  Lance actively supports the Bakersfield Homeless Center through an annual toy drive and Dustin’s Diner as well as the local chapter of the American Red Cross and Stockdale High School.